A LITTLE MORE CLARITY
Good questions.
More informed decisions.
Short guides to help you prepare for the next conversation.
EDUCATION
What is Ijarah?
Ijarah is a leasing arrangement: payment is made for using an asset.
EDUCATION
How does Diminishing Musharaka work?
It describes shared ownership in which one party progressively buys the other party’s interest.
EDUCATION
What is Murabaha?
Murabaha is a purchase-and-resale structure with an agreed sale price that includes a disclosed markup.
EDUCATION
What is the difference between a broker and a funder?
A broker helps arrange finance; a funder supplies the finance. A brand can involve several separate entities.
EDUCATION
Understanding published deposit and equity information
Separate the property price, your contribution, the finance amount and transaction costs.
EDUCATION
What fees and pricing information should I understand?
Understand the full payment structure and costs across the transaction, not just a headline payment.
EDUCATION
Before approaching a commercial finance provider
Be clear about the asset, business purpose and information you need before discussing an application.
EDUCATION
What information might a provider require?
Published criteria describe a provider’s process; they do not establish whether it will approve you.
EDUCATION
What can we say about industry practice?
A documented provider example is useful evidence, but it is not automatically an industry standard.
EDUCATION
Understanding Islamic superannuation information
Separate the fund, trustee, investment option, promoter and adviser before interpreting a brand’s claims.
EDUCATION
Questions about Sharia-described investments
Identify the issuer, underlying assets, costs, access to money and governance evidence.
START HERE
Islamic finance in Australia
Understand the principles, evidence and questions that matter.
BUSINESS FINANCE
Islamic commercial property finance
Questions for a warehouse, office or other commercial property purchase.
BUSINESS FINANCE
Islamic business acquisition finance
Prepare for a conversation about a business acquisition.
BUSINESS FINANCE
Islamic equipment finance
Understand ownership, costs and end-of-term options.
YOUR QUESTIONS
Frequently asked questions
How Mizan works, what is available and how your information is handled.